When people warn you that having kids is expensive, it’s no joke. From diapers to food, braces to sports activities the costs add up quick. For a middle-income family in the U.S. raising a child up until age 18, costs an estimated average of $245,340 (or $304,480, adjusted for projected inflation), according to the 2013 “Cost of Raising a Child” report from the U.S.
You’re 25 and feeling alive. You’re settling into life after university, paying off your debts and slowly figuring how to “adult”. But with the responsibility of bills, rent, and even keeping up social appearances, prioritizing financial planning is something far too often pushed to the side.
Since we are in the middle of the holiday season, I thought this would be my best last chance to get a blog in before the end of the year. Naturally this time of year brings many people to the point of reflection of the events of the past year combined with the hope for the upcoming year. As I look upon the events of 2016, there were a lot of wonderful things that happened as well a
I like most people when shopping for a service have one main question on my mind, “How much does it cost?” The presentation can be great and the service provider may be telling me everything I want to hear, but the bottom line is “How much does it cost?” Naturally being a service provider, I’ve been on both sides of the situation, and I certainly understand e
We have started our journey towards providing our clients with their own personalized experience with us. Not surprisingly, we have already encountered surprises. The first was a time delay due to a death of a very close and dear family member, my Mother-in-law, Dorothy. She had a very big impact on me and my family and she will be sorely missed. As a result, we are 6 we
In April I went to San Diego to participate in one of the best conferences I’ve attended in a long time. Just about every session was informative and thought provoking in ways to improve my business and serve our clients even better. As a result, I’m in the process of developing a plan which I believe will be transformative for my clients and take our business to the nex
There seems to be a huge misconception only wealthy people can have a team of advisors. I’m here to tell you this just isn’t true.
Two weeks ago I was in Florida visiting clients and family. I started doing this last year, and it was a complete success, thus I decided to make it an annual trip. The clients appreciate me taking the time out of my busy schedule to visit them, and naturally I enjoy spending time with my family. But the thing that stood out most about the trip was when I stayed with my Aunt a