When you contact Personal Financial Advisors, Inc., we will answer your questions regarding our services and our firm. If you are interested in further exploring a relationship with Personal Financial Advisors, Inc., we will schedule a no cost, no obligation meeting at our office.
After scheduling a meeting, we will send you a list of financial documents and information for you to bring to the meeting for us to review.
One week before our meeting, you will receive an email reminder of our meeting. The day before we meet, our office will call you to confirm you are still available to meet at our scheduled time.
At our meeting, we will create a Financial Roadmap® with you and your significant other, if applicable. At the end of the meeting we will decide if we have a good fit and should continue working together. If so, we will sign the Financial Planning Services Agreement Contract and schedule the Interactive Planning Meeting approximately four weeks after this meeting.
At the Interactive Planning Meeting, you will be shown the current state of your financial situation versus the goals you wish to attain. If there is a shortfall, together we will construct scenarios enabling you to reach your goals. After the appropriate scenario is identified, we stress test it by determining how various financial challenges affect the chosen scenario. About four weeks after this meeting, we will have our Financial Plan Implementation Meeting.
At the Financial Plan Implementation Meeting, we will go over our analysis, the financial plan, and the recommendations to implement the plan. You will then be given an opportunity to accept, reject, or postpone each recommendation. We will complete paperwork, if necessary, for each accepted recommendation to start implementing the plan. We will meet approximately one month after the Implementation Meeting to go over how to read new statements and discuss any initial implementation issues.
To help ensure your Financial Plan gets implemented, we will send you Financial Plan Implentation Reports which are progress reports detailing the status of all the implementation items for your Financial Plan.
We will meet over the next six months to evaluate our progress towards your goals, review the Financial Plan Implementation items, and discuss any questions or concerns.
About ten months after our Implementation Meeting, we will meet for an annual Financial Plan Review. During the Financial Plan Review meeting we will discuss your Financial Roadmap®, goals and current financial situation in order to create a new Financial Plan for you repeating the process.